Product Liability

Manufacturers and producers of goods and services are liable for defects in their products which may result in injury to a third party. This policy protects you against legal liability to compensate a third party for damages in respect of accidental death or bodily injury including illness and accidental loss to tangible property arising out of the use of the product or service

Employer’s Liability

This policy covers your statutory liability, as an employer, in the event of injury or fatality occurring as a result of workplace conditions and practices. The policy can be modified to suit your requirements depending on the number of employees and the type of work performed by them.

Professional indemnity:

This policy covers Businesses against their legal liability for breach of duty due to negligent act, error or omission during the policy period. We have developed our Professional Indemnity (PI) cover to better suit your needs based on the services you provide.

The policy is suitable for Medical Professionals, Accountants, Surveyors, Auctioneers, IT/Computer consultants, Hardware, Software, Media and Marketing, Real Estate agents, Careers advisory services, Beauty, Employment agencies, Building/Facilities management, Graphic designers, Management/Business consultants, Training consultancy and many other professional services outside the area of financial Institutions or financial advice.

Directors & Officers Liability

Management Liability cover is part of the risk management strategy of any successful business. Managers are faced with making decisions daily and sometimes decisions
are made that negatively impact the company or hold managers liable for actual or alleged ‘wrongful acts’. This cover provides financial protection against consequences of bad decision-making and financial loss incurred as a result of that.